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Collection Crusherz, LLC is a leader in providing an array of credit repair services. Our methodology is that we challenge negative accounts vs disputing them. This approach will result in the removal of derogatory accounts, collections, charge-offs, late payments, medical bills, inquiries, public records and foreclosures.
Those actions don't stand a chance! We educate the customer on maintaining and retaining credit wealth. LET OUR VISION BE YOUR VISION!
We specialize in CRUSHING:
- Bankruptcies - Repos - Student Loans - Collections - Tax Liens
Why Choose Us?
- Trained Experts - Dedicated Workers - We Exercise a High Level of Integrity - We Are Affordable
FREQUENTLY ASKED QUESTIONS
WHY IS MY CREDIT SCORE IMPORTANT?
Your credit score provides an overall picture of your financial health. Your credit score tells lenders about your credit worthiness--whether you are a risk or not. With good credit, you would qualify for and avoid paying high interest fees on:
- Loans
- Purchasing a Home
- Getting a Credit Card
- Purchasing a Car
HOW ARE CREDIT SCORES DETERMINED?
Your FICO score, which is the most common credit mesuring tool used, is calculated by incorporating the following categories:
- Payment history (35%)
- Amount owed (30%)
- Length of credit history (15%)
- New credit accounts (10%)
- The types of accounts (10%)
WHAT IS A GOOD CREDIT SCORE?
With credit scores that range in between 300-850, a credit score of 700 or above is generally considered good. A score of 800 or above is considered to be excellent.
If you have a low credit score, or just want to improve your score, these things can improve your credit score:
- Pay your bills on time
- Keep credit card balances low
- Don't close unused credit cards as a short-term strategy to raise your scores.
WHAT AFFECTS MY CREDIT SCORE?
There are several things that could affect your credit score:
- Late payments
- High Balances
- Credit History
- Types of credit accounts